An investment is an asset or item acquired with the goal of generating income or appreciation. Appreciation refers to an increase in the value of an asset over time. When an individual purchases a good as an investment, the intent is not to consume the good but rather to use it in the future to create wealth. An investment always concerns the outlay of some asset today—time, money, or effort—in hopes of a greater payoff in the future than what was originally put in.

Our investment calculator will give you a much better idea of how new potential assets are set to change in value over time. Choosing investments with stable, longer terms returns is a proven way to secure your financial future.

Return on Investment (ROI) is a performance measure used to evaluate the efficiency of an investment or compare the efficiency of a number of different investments. ROI tries to directly measure the amount of return on a particular investment, relative to the investment’s cost. To calculate ROI, the benefit (or return) of an investment is divided by the cost of the investment. The result is expressed as a percentage or a ratio.

Understanding how much you can expect back from an initial investment is key when deciding whether it is worth pursuing in the first place. By taking into account market data, the nature of your asset, and the size of your investment, our calculator gives you an accurate first look at what you may expect if you look in more detail.